West Bikes Smart Financing


Ride Now. Pay Later.

With West Bikes Financing, a fantastic new bicycle is within your reach. Increase your buying power, and take home a new bike, cycling apparel and equipment today! We offer 6 and 12 month deferred-interest* special financing plans, allowing you to ride now and pay later. Applying in-store is quick, convenient, and secure. Qualified buyers can be pre-approved in minutes! Please bring a valid ID, credit card, and your social security number. As soon as you’re approved, you can start enjoying all of the benefits of your new financing card.

More Financing Details

  • No annual fee*
  • Manage your account online or on-the-go
  • Credit limits that fit your needs

To qualify, purchase must include a bicycle.

Your Financing Benefits

  • Low minimum monthly payments
  • No annual cardholder fee
  • 24 hour online account access
  • Paperless billing available

Get Ready to Roll

* At no time will the minimum payment due be less than $27.00. Interest will be charged to your account (at the standard, variable 25.24% APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum Interest Charge is $1.00 per credit plan.